Account Type Codes
 

Code Description
00 Auto
01 Unsecured
02 Secured
03 Partially Secured
04 Home Improvement
05 Federal Housing Administration (FHA) Home Improvement Loan
06 Installment Sales Contract
07 Charge Account
10 Business Loan
11 Recreational Merchandise
12 Education Loan
13 Lease
15 Check Credit or Line of Credit
17 Mobile Home
18 Credit Card
19 Federal Housing Administration (FHA) Real Estate Mortgage Loan  (Terms Duration in years)
20 Note Loan
22 Secured by Household Goods
23 Secured by Household Goods and Other Collateral
25 Veteran's Administration (VA) Real Estate Mortgage Loan  (Terms Duration in years)
26 Conventional Real Estate Mortgage - including Purchase Money First  (Terms Duration in years)
29 Rental Agreement
34 Debt Counseling Service
37 Combined Credit Plan (Represents two credit plans being reported as one account)
43 Debit Card
47 Credit Line Secured
48 Collection Agency/Attorney
50 Family Support
65 Government Unsecured Guaranteed Loan
66 Government Secured Guaranteed Loan
67 Government Unsecured Direct Loan
68 Government Secured Direct Loan
69 Government Grant
70 Government Overpayment
71 Government Fine
72 Government Fee for Services
73 Government Employee Advance
74 Government Miscellaneous Debt
77 Returned Check
89 Home Equity Line of Credit
90 Medical Debt
91 Debt Consolidation (Represents multiple loans which have been consolidated into one loan)
92 Utility Company
93 Child Support
94 Spouse Support
95 Attorney Fees
OA Time Share Loan  (A purchased time share)
1A Lender-Placed Insurance
2A Secured Credit Card
3A Auto Lease
5A Real Estate - Junior Liens and Non-Purchase Money First  (Terms Duration in years)
6A Commercial Installment Loan (Individual is personally liable; company is guarantor.)
7A Commercial Line of Credit (Individual is personally liable; company is guarantor.)
8A Business Credit Card (Individual has primary responsibility.)
9A Secured Home Improvement
5B Second Mortgage  (Terms Duration in years)
6B Commercial Mortgage Loan (Individual is personally liable; company is guarantor. Terms Duration in years.)
7B Agricultural
8B Deposit Related
9B Business Line Personally Guaranteed
OC Factoring Company Account
1C Household Goods
2C Farmers Home Administration (FmHA) Real Estate Mortgage Loan  (Terms Duration in years)
4D Cellular